💰

Pet Cost Calculator

How much does it really cost to own a pet?

Calculator

Estimate Pet Costs

Enter your pet type and adjust costs to see annual and lifetime expenses.

Pet Type

Expected Lifespan (years)

Food ($/month)

Vet / Annual Checkup ($)

Grooming ($/year)

Pet Insurance ($/month)

Toys & Treats ($/year)

Boarding / Sitting ($/year)

First-Year Setup Costs ($)

Adoption, supplies, spay/neuter, microchip

Frequently Asked Questions

How much does a dog really cost per year?

Average: $1,500–$3,000/year for dogs depending on size, with large dogs costing more for food and medical care. The first year is typically 50–100%% more due to setup costs, spay/neuter, and initial supplies.

Is pet insurance worth it?

It depends on your financial situation and risk tolerance. Insurance costs $30–$60/month but a single emergency can cost $3,000–$10,000+. It's essentially peace of mind vs self-insuring by keeping an emergency fund.